Privacy policy

Thank you for visiting ("Poor Richards"). Poor Richards is committed to providing our visitors with content and services characterized by outstanding quality and customer customer service. Because the Internet is an evolving medium, Poor Richards reserves the right to change this Privacy Policy. Please check for updates regularly. Your continued use of this site or any of the services offered herein following any such change will constitute your acceptance of all changes. In addition, by visiting this site, you agree that your visit, and any dispute over privacy, is governed by this Privacy Policy

Poor Richards Commitment To Privacy
Your privacy is important. To better protect your privacy this notice is provided to explain Poor Richards online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, it is available on every page of this web site.
The Information Collected:
Poor Richards will request only the information needed in order to provide the highest level of service to you. This web site utilizes scripting to log IP addresses and browser information for the purposes of system administration and user functionality. Logs may be analyzed to improve the value of the materials available on this website. While user sessions are tracked, users remain anonymous.
IP addresses are not linked to any personally identifiable information.
How the Information is Used:
The information you provide about yourself or someone else when placing an order or making a request may be used only to the extent necessary to complete that order or request. From time to time, Poor Richards may send information about our services to the email or mailing address provided by you. Poor Richards will not release personal information about you without your consent unless such action is necessary to comply with the law or legal process or to protect the interests of Poor Richards or others.
Web Linking:
Poor Richards may link to other web sites. These sites may collect user or personal information. Since Poor Richards does not control these sites, it is not responsible or liable for the privacy practices or content of such sites.

General Terms and Conditions of the services and advertisements of Poor Richards
1. Service area coverage & availability
Poor Richards generally provides service coverage in the greater Kalamazoo, Portage, Three Rivers in South West Michigan, U.S.A. areas, and may include other cities than the fore mentioned, but makes no guarantee as to the availability of service coverage at any particular location.
2. Business hours and availability of services
Poor Richards generally provides service within the hours of 5:30am to 2pm, Monday through Sunday.. However, Poor Richards reserves the right to amend those hours, without any prior notice, in any way, unless directly prohibited by prior contract with a third party. Poor Richards does not make any guarantee as to the time frame of services provided, unless expressed directly in a written contract between Poor Richards and the party to which such services shall be provided.
3. Referrals & referral credit
Poor Richards does not currently offer a referral credit to customers. If this policy changes and Poor Richards does decide to offer a referral credit the terms and conditions below will take effect. For each new client referred by such a customer. In order for the referring customer to be eligible for the credit, the new client must purchase products totalling $10 or more. The new client must be capable of ordering and paying for such products without the use of another agent, except where mental or physical disabilities would render such order or payment impossible without the use of such an agent. The referral credit may be redeemed as a credit to a current or future bill of the referring customer. Poor Richards makes no guarantees as to any other method of redemption of the referral credit. Poor Richards reserves the right to rescind the offer of referral credit without notice, for any reason. In the event that any party attempts to accrue referral credit through illegal or illegitimate methods, that party may be liable for fraud, and subject to prosecution under the jurisdiction of Kalamazoo, Michigan, U.S.A.

Terms and Conditions of Use/Website
Poor Richards provides its services to you subject to the following Terms and Conditions. If you visit, make purchases at or any other web sites (collectively, the "Site") operated by Poor Richards, you agree to abide by these Terms and Conditions when you use the Site. If you do not agree to these Terms and Conditions of Use, do not use any portion of the Site.
1. Nonexclusive License
Poor Richards grants you a nonexclusive, nontransferable, limited right to access and display the Site and the material provided herein for personal use, provided that you comply fully with these Terms and Conditions of Use. No portion of the Site may be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without the express written consent of Poor Richards. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Poor Richards without our express written consent. You may not use any meta tags or any other "hidden text" utilizing Poor Richards name or trademarks without the express written consent of Poor Richards. Any unauthorized use terminates the license granted by Poor Richards. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of so long as the link does not portray Poor Richards, its affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any Poor Richards logo or other proprietary graphic or trademark as part of the link without express written permission.
2. Prohibited Uses
Unauthorized use or modification of any information stored on the Site may result in criminal and/or civil prosecution under Federal, State and local law. You may not use the Site for anything other than a lawful and legitimate business purpose. You shall not restrict or inhibit any other user from using and enjoying any service conducted on the Site. You are solely responsible for the content of any transmissions you make to the Site or to any Poor Richards employee. You agree not to interrupt, or attempt to interrupt, the operation of the Site in any way. You agree that you will not use the Site to collect information for chain letters, junk mail, "spamming," solicitations (commercial or non-commercial) or bulk communications of any kind including, but not limited to, distribution lists to any employee, representative, or afilliate of Poor Richards who has not given specific permission to be included in such a list.
3. Privacy
Your use of the Site constitutes your consent to Poor Richards privacy policy posted at which is updated from time to time.
4. Copyright Ownership
Unless otherwise stated, all content included on the Site, including but not limited to text, graphics, photographs, and logos, and all derivative rights thereof is the property of Poor Richards and is protected by United States and international copyright laws. Unauthorized copying, reproduction, republishing, uploading, downloading, posting, transmitting or duplicating any of the material is prohibited. Poor Richards does not grant any express or implied rights to you under any patents, copyrights, trademarks or trade secrets.
5. Web Linking
Links may appear on the Site that link to other web sites. These links are provided as a courtesy to our visitors. Poor Richards has no control over the content of the linked web sites or other materials, information, goods or services available or contained on these linked sites. Poor Richards is not responsible for and does not guarantee accuracy in any way of such sites. If you decide to access any of the linked sites, you do so entirely at your own risk. Poor Richards reserves the right to terminate any link at any time.
6. Disclaimer and Limitation of Damages
(a) Poor Richards is neither responsible nor liable for any viruses or other contamination of your computer system or other device used to access the Site as a result of your use of the Site. The site (including, without limitation, all content, software, functions, materials and information made available or described on the site or accessed by means thereof) is provided "as is," without representations or warranties of any kind, either express or implied, including, without limitation, any express or implied warranty of merchantability, fitness for a particular purpose, title, compatibility, security, accuracy, or non-infringement. Without limiting the foregoing, Poor Richards makes no warranty or representation, either express or implied, that access to or operation of the Site will be uninterrupted or error free. In no event will Poor Richards or any other party involved in creating, producing or delivering the Site's content be liable for the truth, accuracy or completeness of any information on the Site, for errors or mistakes made by humans or machines, or for any actual, special, indirect, incidental or consequential damages that may arise from the use of, or the inability to use, the Site and/or the materials and information contained on or available through the Site. The limitations herein may not apply in certain jurisdictions.
(b) Any reliance upon any advice, opinion, statement other information displayed or distributed through the Site is at your sole risk. Poor Richards reserves the right, in its sole discretion and without notice to deny access to the Site to anyone at any time. Neither Poor Richards nor its affiliates shall have any liability arising from your reliance upon the information provided on the Site.
(c) Use of the Site is at your own risk. You assume full responsibility and risk of loss resulting from your downloading and/or use of files, information, other communications, content or other material (including, without limitation, software) accessed through or obtained by means of the Site.
(d) Poor Richards makes no guaranty of confidentiality or privacy of any communication or information transmitted on the Site or any site linked to the Site. Poor Richards will not be liable for the privacy of e-mail addresses, registration and identification information, disk space, communications, confidential or trade-secret information, or any other content stored on our equipment, transmitted over networks accessed by the Site, or otherwise connected with your use of the Site.
7. Indemnification
You agree to indemnify and hold Poor Richards and its affiliates, officers, directors and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Site, violation of these Terms and Conditions, or other infringement by you, or any other user of your member name, of any intellectual property or other right of any person or entity.
8. Applicable Laws Poor Richards operates the Site from its offices in Michigan and makes no representations that materials in the Site are appropriate or available for use in other locations. Access to the Site from any territory where the content is illegal is prohibited. If you choose to access the Site from other locations, you do so at your own risk and are solely responsible for compliance with any and all applicable laws and regulations. The display of the Site alone does not subject Poor Richards to any specific jurisdiction. You may not use or export any of the Site materials in violation of U.S. export laws and regulations. If any of the terms herein shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity or enforceability of any remaining terms or conditions. Any claim related to the use of the Site or to the Site materials shall be governed by, construed and enforced in accordance with the laws of the State of Michigan as applied to agreements made and to be performed entirely therein. The parties consent to venue and personal jurisdiction in Kalamazoo County, Michigan and any action brought in connection with the Site or Site content shall be brought in either the state or federal courts in Kalamazoo, Michigan. Communications made through the Site's e-mail and messaging system shall in no way be deemed to constitute legal notice to Poor Richards or any of its officers, employees, agents or representatives, such as where notice to Poor Richards is required by contract, or any federal, state or local laws, rules or regulations.